FAQ
Do You Charge Fees For Your Services?
Absolutely Not!! We do not charge any fees and your premiums will not be any higher than if you buy directly from the insurers.
Do You Work For The Insurance Companies?
Though our owner spent many years working for different insurance companies and know how they work inside and out, we do not work for the insurance company. Instead we we work for you, our clients. We do that by offering the products, rates and benefits from many different insurance companies to get the best rates and coverage's.
What Types (Lines) Of Insurance Do You Offer?
We offerinsurance coverage for the followin: Medicare, Final Expense, Life, Dental, Vision, Hopsital Plans, Cancer Plans, Short-Term Care, Disability, and more.
How Long Have You Been In Business?
Our Agency was founded in 2016; however our founder/owner began in the insurance business in 2005 and has worked not only as a Broker but as a Manager for several of the biggest Insurance companies in the country.
What Is The Difference Between You, An Independent Broker, And A Captive Agent?
A captive agent works for, and represents one insurance company. They can only quote the rates and benefits from their company. An independent broker, like us here at Healthy Colorado Insurance, can quote the rates and benefits from many different insurers to find the right coverage at the right price for our clients.
How Do You Get Compensated?
The insurance company will pay us a commission only when we write a policy that is issued and the policyholder designates us as the broker of record. We cost YOU nothing!
How Many Insurance Companies Do You Work With??
We have access to dozens insurance companies for all of the various types of insurance we offer. It is not always the number of compaines an insurance agency works with, it matters if the agency deals with the roght insurnace companies. Working with those companies that offer the apporpriate coverage for the right price for our clients.
What Is Your Service Area?
We are licensed in many states, our main focus is Colorado. We are based in Aurora but our service area includes Arvada, Lakewood, Denver, Boulder, Wheat ridge, Golden, Broomfield, Westminster, Lafayette, Louisville, Longmont, Thornton, Northglenn, Brighton, Aurora, Commerce City, Englewood, Littleton, Parker, Morrison, Evergreen and throughout Colorado
What Makes Your Agency Different?
We have a unique position of having an owner who worked as a manager for 2 of the Top 3 Insurance companies in the country. His knowledge and experience is unmatched in the landscape. That provides us with a unmatched knowledge of how to circumvent the insurance industry on behalf of our clients better than anyone else.